NOTE: These Guidelines are provided to ProAssurance clients in a number of states. Laws vary state-to-state in their language, interpretation, application, and enforcement. The material contained in these Guidelines is general in nature and, while useful for all clients, specific modifications may be necessary to conform to state and local requirements.

These Guidelines are NOT a substitute for specific legal advice from your corporate or litigation defense attorney. Information in these Guidelines is not intended to be applied directly in every situation; consult your attorney for specific legal advice for your individual circumstances.